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Bank said no?
We say let’s find a way.

Buy a home in Greater Sudbury —even with bad or no credit.

Struggling to get a mortgage in Sudbury?

At Milestone Gold Realty, we help everyday people become homeowners through our Assisted Purchase Program (APP)—even if the bank has turned you down.

Our proven path to homeownership

The APP Program is designed for people who:

  • Can’t qualify for a traditional mortgage

  • Have bad or limited credit

  • Are self-employed or new to Canada

  • Have been told homeownership is out of reach

We help bridge the gap to homeownership by providing interim financing on a home you choose—paired with a clear, step-by-step path to a conventional mortgage.

Simple, smart, and made for real life.

Learn more about the Assisted Purchase Program (APP)

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Why work with Milestone Gold?

We’ve helped dozens of Sudbury families move from renters to owners—even when the banks said no.

  • 30+ years of experience in the Sudbury real estate market

  • We specialize in helping people with bad credit or financial setbacks

  • A clear, compassionate process with no judgment and no credit check

We don’t just find you a house—we help you build a future.

“All we needed was a start... thank you so very much!”


Real People. Real Results.

Todd Smrke in a suit smiling outdoors with a blurred nature background.

"I call this a real-life product—because life happens, and people deserve a second chance."

Introducing Todd: Making homeownership possible

Todd, Broker of Record and founder of Milestone Gold, has spent over 30 years helping people buy and sell homes in Sudbury. He created the Assisted Purchase Program to help those overlooked by traditional banks—because everyone deserves the chance to own a home.

Read more about our mission →

Homeownership isn’t just about having a roof over your head.

It’s about:

  • Building equity instead of paying rent

  • Putting down roots in a community you love

  • Having something of your own to pass on

Get started - let's find you a home.

We’re here to help you make that Milestone Moment happen.

Stop waiting and start planning.

We’ll help you understand your options, even if your credit isn’t perfect.